Mozilla to Fight for Internet Freedom

As most already know, the FCC voted successfully to repeal net neutrality, but what exactly does this mean?

We need only to look at countries that already lack net neutrality laws to see what America’s internet may look like in the very near future. Allow me to be the first to tell you, it looks grim.

Let’s take a look at Portugal. Meo is a national wireless provider that sells data to the country’s smartphone users. Meo charges you a monthly plan for its service as expected for any product, and just like our service here in the United States, if you go over your limits you have to buy more data. The country differs in one major way. You have to pay extra to unlock certain apps and social media services.

Facebook, Instagram, Twitter, Snapchat, Tumblr and Pinterest is the social media package. If you pay 4.99 extra per month you are free to use those websites as much as you want. If you prefer to call over a voice chat instead of typical social media texting then you will need to pay another 4.99 to unlock Skype, Google Hangouts, and Facetime. Want to have unlimited access to your email? That will be another 4.99. If you have a subscription to netflix, you will need to pay an additional 4.99 or else be hit with overage charges when you inevitably cross over your data limits. Portugal calls this “Zero-Rating.”

Now that you understand exactly what America’s future internet may look like, allow me to give you some reassuring news. Mozilla, the company behind popular internet browser firefox, has reopened a lawsuit against the FCC. Mozilla claims that the FCCs vote is unconstitutional and have vowed to not stop fighting no matter how many times the FCC denies them.

Mozilla urges people who agree that the internet should be an open lane for all to travel where they please to do what they can to help as well. Mozilla has set up a page with all the information needed to contact your representatives and tell them how you feel about the FCC’s vote.

Internet And Technology

In recent years, people have made social media a very large part of their lives. They do not go a single day without posting, chatting, tweeting, or messaging. This new technology phase in the nation has become a normal routine for millions of people. Even children as young as two and three have the capability of getting of using tablets, and cell phones to get to a site that they enjoy. Technology, and all of the many devices are baby sitting most of the children in the nation. They can sit quietly for hours, and manipulate technological devices.

Pre teens and teenagers are so engrossed in their devices that it is difficult for them to concentrate on anything else. It seems that their entire life is devoted to social media, which can become addictive to it’s users. Teens are so engaged in this phenomenon, that they break the rules of their schools, and classrooms. Most schools have policies in place against the use of cell phones and other devices in the classrooms. Many students have been found secretly using their devices in class, thus losing focus of classroom content. They use social media to keep in touch with what’s going on outside the school.

This has become a problem worth needing intervention. The social media industry has a variety of contact program options from which individuals can use. One of the options, facebook, has noted a decline in the number of users between the ages of twelve and seventeen.
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This information was the result of a measurement made by an eMarketer firm. That particular age group has discontinued their facebook interactions and shifted to another of the social media sites. The reason for the disinterest is really not known, but teenagers do change their minds quickly, and opt for what ever is trending most often. Keeping a teen on a facebook page, or any other, for a long period of time is virtually impossible due to their desire to constantly try new things. what ever the buzz is about, that is what they will be drawn to. They want to keep their territory just for themselves, and the want it to have the capability to cater to people in their demographics.

Getting Help with Talkspace

If you want to make use of therapy but are unsure of going to a local therapist, online therapy is the best choice for you. There is a reason why so many people have chosen this amazing option for themselves, since it gives them the ability to make use of a therapist without needing to go to a local office or be put on a long wait list just to be seen. There are so many benefits to making use of Talkspace that you might not even be aware of. In fact, recently, online therapy has grown in its popularity by about 80 percent.

The main reason people are switching over to online therapy apps like Talkspace is because of the convenience. You will no longer need to make time in your busy life to go and see a therapist who you may or may not feel is helping your situation. This is where Talkspace is far different and can work better for you. You will notice that you are able to download the program to your mobile device and begin to use it at your own convenience. Once downloaded, you will be matched to a professional who is there to help you as much and as often as you would like.

Plus, Talkspace is a lot cheaper than most other local therapists and online apps. You will only spend a few dollars a day to have full access to your therapist, which is far cheaper than the hundreds of dollars you would spend per session with a local therapist. Be sure to download the Talkspace app and give it a try for yourself. You will be surprised at how beneficial it can be for you and why so many others have made use of it for their own mental health.

What David Giertz Says Advisers Need to Know About RMDs at the End of the Year

It is the end of the year again. If you are a retirement advisor, you need to remind your clients not to miss a required minimum distribution from their IRAs or retirement plans from their companies. There are penalties for missed required minimum distributions of up to fifty percent. If a required minimum distribution is missed, then you will have to file a form explaining the reason you missed it to the Internal Revenue Service. If you do that, the penalty can be waived, but it is better not to get to that point by simply not missing an RMD.

If you are an advisor, you should start by taking into account all the retirement plans that are subject to required minimum distributions. Of course, there are some plans that do not require it. For example, if the client is over seventy years and six months, does not own more than five percent of the company, and is not yet retired, then the required minimum distribution can wait until they retire.

The problem with this last kind of company plan is that the required minimum distribution will be due by April of the following year. Until the required minimum distribution is satisfied, you can not roll the money over into an IRA. Many people make the mistake of doing the rollover right away before the RMD is satisfied. If that happens, there will be an excess amount of money that you will have to remove. You will have to do this by the middle of October of the next year. If you do not do this by then, then there will be a six percent penalty.

When satisfying the required minimum distribution, there are certain aggregation rules that have to be taken into account. For example according to David Giertz, you can not take money out of an IRA in order to satisfy the required minimum distribution of a 401 (k). This applies to any two types of plans, as one can not satisfy the RMD for another. When calculating the RMD, make sure to use the IRA balance at the end of the previous year.

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Michael Burwell and An Overview of His Career Until His Current Willis Towers Watson CFO Position

Leaders in the business industry always espouse the best ideas, advice, and wisdom to survive in the business. Truly, one of the great ideas made by Willis Towers Watson today is the fact that they hired Michael Burwell now as their Chief Financial Officer. Let’s get to know more about Michael Burwell below.



The Loyal PwC Service Man



It is said that the symbol of the high value of an employee is when he can help a company grow. Indeed, this is the case with Mike, especially when he offered all his expertise and skills for Pricewaterhouse Coopers LLP (PwC) before working with Willis Watson.



His time there was instrumental in the growth of the company because of his outstanding performance and his level of expertise in the field of finance and treasury management.



In PwC, Michael Burwell worked as the head of the Transaction Services Packages, which is a position that he held for over 11 years. He did all the work that requires his auditing experience for all the clients of PwC. His stint there has shaped Burwell’s reputation and propelled him to taking leadership responsibilities at PwC’s central region.



It must also be noted that Michael Burwell also became U.S. Transaction Services Leader and was also appointed as a CFO for Global and U.S. Transformation. This role was such a fascinating experience for Mike because he was able to address the expedient challenges and expunge the toxic factors that hinder the growth of a company. Get Additional Information Here






We can also learn a lot from the success of Mike Burwell from the fact that he went to the Michigan State University, and it is the school that shaped his skills in Mergers and Acquisitions, Finance, CPA, Leadership and Portfolio Management. With such background, it is easy to understand why he’s considered a leader in organizational optimization, making sure that no amount of financial risk can threaten the legal foundation of the company.



Willis Towers Watson Position



To conclude: there’s no doubt that Michael Burwell is a perfect fit for Willis Towers Watson, and the company’s president himself is excited to make Mike work with him in the projects and company development that he’s set for him. We may also say here that the fact that Mike has prepared his entire life to learn the complexities of global advisory and reinsurance broking makes him a perfect replacement for the outgoing CFO, Roger Millay.



Is Magic Leap Truly Bringing The Stadium Experience Home?

If you have recently watched a sporting event, you might notice that the stands do not seem to be quite as full as they did in years past. Part of this is because of the increases in technology over recent years. Large screen televisions as large as 55 inches in size could be found in recent weeks after the Super bowl at big box retailers for under $300. This has made it much more convenient to watch a game at home. That’s just the beginning though now that a recent agreement was announced between Magic Leap, Turner Sports and the National Basketball Association to broadcast NBA games using the new Magic Leap technology.

The lenses that are worn for the Magic Leap system don’t just let a fan view the game, he is immersed into the entire game day experience. Fans can walk and view the game fro different angles on the court. Scoreboards are visible for fans to keep track of the rest of the action throughout the league. NBA players such as Andre Iguodala and Shaquille O’Neal have tested the viewing lenses produced by Magic Leap and walked away impressed.

Not everyone will be able feel like their home has been transformed into a NBA arena though, according to the CEO of Magic Leap, Rony Abovitz. Mr. Abovitz indicated that the technology is not cheap to produce, and therefore the end product will be quite expensive. Exact prices were not addressed, for the Magic Leap which will come in two sizes. The viewer will also have an option for corrective lenses to customize the Magic Leap viewer for customers.

The question now becomes how quickly the technology will catch on. In the end the biggest question will be if it can be produced at a price point that will allow the average sports fan to view the game. Imagine attending that NFL conference championship with a view just like you are in the first row of the stadium, but without sitting in those frigid temperatures, a very tempting proposition indeed. It’s actually so tempting that even owners of teams in the NBA, an indoor sport, have decided to invest to get in early on the potential income and limit their potential losses.

James Dondero, CFA, CMA, and Philanthropist

James Dondero is the president and co-founder of the Dallas hedge fund, Highland Capital Management. HCM has progressed into one of largest and most proficient global alternative asset managers in the industry. It focuses on the healthcare sector, managing an estimated $2.3 billion in mutual and institutional funds in healthcare assets. The firm, which is located in Dallas, Texas was founded in 1993 by Mr. Dondero and Mark Okada. Highland Capital Management manages hedge and structured investment and distressed funds. The investments that the company participates in includes global public equity, hedging markets and fixed income investments. The firm primarily focuses on structured products, leveraged loans, and high yield bonds. Highland Capital Management is also recognized in the United States as being the largest managing firm of collateral loan obligations. Read more at Huffington Post about James Dondero.

James Dondero is accredited as a Certified Management Accountant and a Charted Financial Analyst. Mr. Dondero currently serves on the board of directors for MGM Studios, American Banknote Corporation, NexPoint Residential Trust, NexBank, CCS Medical and Cornerstone Healthcare. He received a BS degree in Commerce in the field of Accounting and Finance from the University of Virginia and has over 30 years of expertise in the field of credit and equity markets. In 1984, James started his career as an analyst in the JP Morgan training program. He later went on to work as a corporate bond analyst and later a portfolio manager at American Express. Mr. Dondero served as Chief Investment officer for the GIC subsidiary of Protective Life, and is credited with growing the company to over $2 billion from the years 1989 to 1993. Follow James on Linkedin.

As a devoted philanthropist, James Dondero is an active supporter of education, veterans affairs, and public policy initiatives. In early 2018, his company, Highland Capital Management, supplied the George W. Bush Presidental Center with a $10 million contribution that provides aid to several public programs.


Dr. Mark McKenna to Soon Unveil New Medical Aesthetics Store and Mobile App

Dr. Mark McKenna will unveil his first OVME store in Atlanta Georgia on March 1, 2018. OVME is a medical aesthetics company specializing in a range of services including Botox, chemical peels, body sculpting, laser hair removal, and facials. While most medical aesthetics companies focus on women, OVME has a huge selection of services aimed toward men. Men can choose from services including hair loss, weight loss, and testosterone treatments.


Dr. Mark McKenna has close to 20 years of medical and entrepreneurial experience. In 1999, he started a real estate business in New Orleans. In 2005, he sold his real estate business, and turned his attention to the medical aesthetics field. The entrepreneur moved to Atlanta, Georgia, and started a company called ShapeMed. For the next 10 years, he ran a successful chain of stores that provided cosmetic services. He then sold ShapeMed to Lifetime Fitness company and joined the Lifetime Fitness team. A year later, Dr. Mark McKenna decided to part ways with Lifetime Fitness to focus his next venture.


Today Dr. Mark McKenna is very excited for the grand opening of OVME in Atlanta, GA. The 1,500 square foot facility features four treatment rooms, a consultation area, and a relaxing waiting room. The store will bring a spa-like atmosphere to customers, where people can relax while receiving their treatments. Go To This Page for more information.


In addition to opening a new store, Dr. Mark McKenna has developed a new mobile app to bring medical aesthetics direct to the customer. Customers want to conveniently purchase services anywhere and receive those services on the same day. Dr. Mark McKenna built the OVME mobile app to keep up with those modern demands. Customers can schedule appointments to be performed in the comfort of their home. The mobile app will be filled with practitioners’ basic information, experience, and available work hours. Customers can easily log into the app, and search for providers in their area. Once a customer schedules a practitioner, the practitioner will travel direct to the customer’s location, and conduct services at the customers house. The OVME mobile app will debut in April of 2018.



Successful People Like Matthew Autterson Take the Road Less Traveled

Colorado is becoming a shining light in the country. Innovation, strength, people power, and the economy are just some of its bright spots. Perhaps this is the reason many Americans are traveling to or visiting the state. One person from Colorado worth paying attention to is Matthew Autterson. Most people know him because of his decades of success within the financial sector, but there is more to know about the man. At the moment, he is part of the Falci Adaptive Biosystems family, serving as a member of its Board of Directors. He, his peers, and the entire staff have been working hard to bring relief to those suffering from neuropathic pain.


This was something he was exposed to after serving as Chairman for the Board of Directors of the Denver Hospice. It seems the state has a lot of heart. It knows that it needs to care for citizens who need help. It is a state that tries to hold each other’s hand through any obstacle, which is part of what Autterson is doing with the Falci Adaptive Biosystems.


It was a surprise that Matthew was able to lead the Denver Hospice and that he was able to learn so much from the people he worked with. There is no doubt that Autterson loves Colorado like many other residents, which is peculiar since he did come from Michigan. Autterson actually got his B.A. in Finance from the Michigan State University though he did continue his education at the University of Denver. Read This Article for more information.


Leadership roles have always come to Autterson, but Matthew Autterson  always tries to help lead a corporation or organization aimed to help the people of the state. This is one reason he was so happy to hold a position at the Denver Zoo by serving as a member of the Board of the Denver Zoo and of the Denver Zoological Foundation. Wildlife and education are pretty important, but it is the kind of thing that needs to be taught to the young to ensure its continuing survival.


Autterson is a person that many business people look up to. He has followed his heart and made it big. Autterson is just another example of the American dream blossoming, which is why it is exciting to see what the future holds for Matthew Autterson.

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Michel Terpin Passion for Rally Driving Fuels Success

Michel Terpin began racing in 2002. He is a well known Brazilian race car driver. He has succeeded with the help of his brother Rodrigo and his hard work and perseverance. In his early years he competed in motorcycles races and eventually quit. His brother convinced him to try the T1 category of car racing.

When he started car racing it required long hour of practice and cars that were not in the best of shape. He drove on rough terrain with wet gravel and many obstacles. The conditions he had to drive under for practice were grueling.

Later he joined the Bull Sertoes team and teamed up with co-driver Swen Von Borrier. At first Swen was the navigator and later they became co-drivers. They made a good team and won several awards for finishing in the top five with other team mates. In 2014 they won the Leg of the Rallies Dos Sections.

This race was one of the longest runs they had to endure. It was over 2,000 km in a 10 day period. They raced through 10 towns through mud, wind, and cold conditions. Their cars the T-Rex had some mechanical problems that took time to fix. Still they came in fifth qualifying them to participate in the Brazilian Cross Country Championship.

When driving Michel has always tried new methods of driving and worked hard at it. He also has used his career to help bring attention to the race car industry. Michel worked to make racing an industry that gave opportunities to other drivers to participate in it. He adjusted his driving skills to meet industry changes.

His new partner Justo has been in the rally industry for years and has raced trucks and cars winning titles. Michel is also a Brazilian mobile web developer with experience in using php and building mobile applications. He designs websites for large and small businesses.