GreenSky Credit’s CEO, David Zalik, Doesn’t Need College or the Press to Succeed

Bloomberg recently published a profile on David Zalik, the CEO and co-founder of the financial technology company, GreenSky Credit. The article titled “Instant Lending Made this College Dropout a Billionaire” by Peter Coy discusses the company’s CEO.

GreenSky Credit has created a business model that uses technology like mobile apps to help consumers find loans for big-ticket issues like home improvement or even healthcare like elective surgery or braces. The company has been valued at $3.6 billion and has built its wealth by helping match customers with lenders, simultaneously helping merchants close the sale. The loan is approved immediately through the app, but only for customers with acceptable FICO scores. They don’t have to pay interest or make a payment within the first 12 months.

GreenSky Credit, which Zalik founded in 2006, recently came out of the wood works and revealed that it was one of the leading financial technology companies in the U.S. The company surprised a variety of people, showing up on CB Insights, a machine intelligence platform that has real time information on startups, as the third fintech “unicorn”. GreenSky Credit is only behind Stripe and SoFi, companies that are known throughout the country.

David Zalik is the majority owner of GreenSky Credit and only appeared on the media radar as recently as his company. He does not interact with the press very often. He even turns down the opportunity to speak at large conferences, taking an opposite approach to many other Silicon Valley startups.

Zalik moved to Alabama from Israel when he was only four years old. His intelligence was quickly determined when he decided to skip high school and go directly to college. He decided on Auburn University, where his father worked. However, he quickly demonstrated that school wasn’t for him. Zalik dropped out of college when he was only 14, before many are even out of high school!

He decided to put all of his time and energy into the computer assembly company. He reveals that he simply didn’t see the value of putting out press releases or doing interviews with reporters. However, when the company landed a story in the Wall Street Journal, Zalik couldn’t avoid it.

https://www.forbes.com/sites/laurengensler/2017/08/08/greensky-billionaire-david-zalik-home-improvement-loans/#4bee93c16876

Stream Energy Gives Back to Texas Communities

Of the many companies that responded to the need for humanitarian aid following the devastation of Hurricane Harvey on the Houston region, Stream Energy was one of the first. From their home office in Dallas they were made aware of neighborhoods sitting in nearly five feet of water, and helped to return people to their homes, their daily lives, and even forgave charges to customers who were affected by the storm.

Stream Energy’s internal culture has long celebrated philanthropy and have sought ways to be more involved in their local communities. With employees this interested in charity it was only a matter of time before Stream Cares popped into the picture.

 

This charity allows employees to be more active in choosing how the company invests its charity dollars and voice their support for certain organizations. It works in the company’s favor as well, increasing their brand as a true corporate citizen that’s invested in the betterment of their community. By lending the Stream Energy name to their own charity will increase their visibility to the public beyond the energy market.

 

Stream Cares has built up a reputation for the kind of charity it can be by developing lasting partnerships with respected organizations like the Red cross and Habitat for Humanity. This has helped them assist in worthy causes across the state of Texas and the country.

 

One such partnership is with the Hope Supply CO. Both charities have worked to address the issue of homelessness, which has increased by 24% in Dallas alone. Together they organized and hosted A Splash of Hope. More than a thousand homeless children spent a day at water park filled with food and fun, and concluded the day by receiving supplies and financial aid that would benefit their families.

 

While charitable giving is nothing novel for corporations, they aren’t so common in the state of Texas. Of all states in the nation, Texas consistently ranks near the bottom when it comes to charity. Senior Event Manager Kimberly Girard hopes that a combination of employee engagement and strategy will be the way for Stream Energy to stand as an example to companies in Texas and encourage them to get more involved in looking after their home state.

 

https://gazetteday.com/2018/02/stream-energy-leads/

Aloha Construction , a success story

Aloha Construction is the definition of success. It is a company with highly trained and certified employees, not only dedicated to serving customers but also committed to helping their community. Aloha Construction’s high ethical standards has not gone unnoticed by the media, as there is a lot in the news about the company, especially after the Better Business Bureau named Aloha winner of the Torch Award for Marketplace ethics in 2017.

The Torch Award has been honoring companies that demonstrate a high degree of professionalism, community service and ethics in their day to day operations since 1996, and 2017 was Aloha Construction’s time to shine in the light of this prestigious Award.

To qualify for the Torch Award, Aloha construction company’s leaders had to demonstrate and communicate a commitment to ethical practices among themselves and all employees,and actively interact with other organizations in the construction industry and in their community, among other requirements.

Over the years, Aloha construction has been very active and diverse in its community actions, sponsoring educational ventures, sports clubs as well as specific individual and family activities the community.

Aloha is a family-owned company based in Lake Zurich, Illinois, and provides roofing services, siding replacements and gutter construction in all of Illinois and Southern Wisconsin. Aloha’s employees are properly trained and certified to serve their customers, and they do follow-up on post-work support to ensure customer satisfaction.

The company also serves customers with interior renovations and repairs, especially with floor, window and door replacements. They respond to calls from present and potential clients eagerly and dispatch professional teams to conduct on site assessments promptly. There is never any waiting for clients when it comes to Aloha Construction Company.

With such tremendous community involvement, high ethical standards, and professional outlook,it is no surprise that the company was singled out by the Better Business Bureau to receive the Torch Award for Marketplace ethics in 2017.

https://www.benzinga.com/pressreleases/17/10/p10230121/aloha-construction-inc-proudly-sponsors-illinois-state-university

The Market America Product Brokerage Agency

One of the leading product brokerages in the world right now is Market America. The company was founded by couple Loren and JR Ridinger in 1992 and was designed to help people earn money from home using just their computers. Market America employs over 650 people in their worldwide offices to assist and manage distributor accounts. Along with the number of people employed by the company, over half a million people work as independent distributors for M.A. themselves. The main office for the company can be found in Greensboro, NC, but they have offices in Canada, Singapore and other parts of the United States. The company calls itself an Unfranchised Franchise because it’s enabling people to sell pre-manufactured products from a third party seller without the headache of opening a localized franchise. To get started with Market America, you’ll purchase their website package that includes a domain name, hosting and eCommerce plugin. This will give you the ability to build a site where products will be sold and purchased from visiting customers. Distributors can make anywhere from a few hundred dollars a month to several thousand depending on the amount they’re able to sell. On average, a distributor will begin earning money within their first month of opening and advertising their site.

The products provided by Market America are manufactured by affiliate corporations and include healthcare, pet care, automotive supplies and weight loss supplements. These lines are known as Isotonix, Royal Spa, Pet Health, AutoWorks and Snap. You can choose from one or more of these product lines to sell on your site, depending on what your needs are and what your customers are looking to buy. It will cost you roughly $100 a month to maintain the site and the rights to sell the products from the affiliate company. You will also be required by Market America to attend seminars and conventions throughout the year to continue selling for their company. If you fail to pay your dues and attend seminars, there is a chance that you will lose all rights to your site and the product line you’ve chosen.

https://www.bbb.org/greensboro/business-reviews/internet-marketing-services/market-america-shop-com-in-greensboro-nc-4002355

Matt Badialis Freedom Checks are Legit, Check out the Details

Freedom Checks have been the talk on many forums since Matt Badiali was first spotted flaunting a fat check worth over $114, 287. The check looked similar to the treasury check issued by the USA government. The ad was meant to hoodwink you. It was meant to create an impression that it is easy to access money. If you took a little more time to read the details of the post, you would view the checks from a more realistic window.

The checks, as advertised in the spiel by Matt Badiali, are a different form of investment from what was posted sometime last year in the name of Patriot Checks. The checks have already been hyped by some of the major newsprint media including Forbes and Barrons. Indeed others such as Seeking Alpha refer to Freedom Checks as hidden gems. In a nutshell, the checks are being endorsed by some respectable financial industry players as something worth trying out. However, it should be remembered that they are treated as an investment. So, beware! Investments come with a risk profile too.

Notice that the checks are not government payouts. This is a program that gives a green light to about 600 companies to access the cash is tax rebate form.The public should not treat these checks as though they are of a government program such as 401(k) or anything like that. In truth, the stakes of the program are such that it is a privately initiated program. It offers better returns than the government programs and has no age limit for those interested.

The said checks originate from Master Limited Partnerships. They come with their unique structure for tax. Master Limited Partnerships have helped America to become freer. They channel 90% of their returns to investors. They give higher returns and thus promote the concept of freedom with finances. It has been estimated that from the 568 companies eligible for Freedom Checks, there is an expected payout of about $3.6 billion in the forthcoming year. MLPs are fundamental drivers of America’s independence in the energy sector.

Qualification for MLP

For a company to be considered for MLP and thus qualify for the Freedom Checks, it must direct, or must have directed 90% of its income to natural resource exploration and transportation; especially oil and gas exploration.

An MLP refers to a company that exists as a limited partnership that is publicly traded. MLPs benefit from the rule that exempts them from being taxed unless the profits of the company are credited directly to the investors. Two classes of MLPs exist, i.e. Limited Partnerships and General Partnerships.

Check: https://www.stockgumshoe.com/reviews/real-wealth-strategist/what-are-those-freedom-checks-being-teased-by-matt-badiali/

Aloha Construction, Your Go-To-Construction Company

Aloha Construction is Lake Zurich, Illinois’s contribution to the building industry. The company is a family owned general contractor. This bonded and insured company has completed thousands of projects in many areas around Lake Zurich ranging from property inspections, roof repairs, installing siding, replacing gutter spouts and downspouts and replacing windows and screens.

Aloha Construction’s 9-step inspection is provided free of charge. This helps the technician determine any damage to a facet of your home. Upon delivering the report to the homeowner, steps can be taken to correct the problems, and learn more about Aloha Construction.

Roof repairs are another specialty of Aloha Construction. They work with roofing materials ranging from asphalt or cedar shake to metal. The slope of your roof can also vary. Their roofers are skilled with working on steep, low slope and flat roofs. Before proceeding with roof repairs, their inspection will determine any damage to the shingles and the remaining life of all the shingles. They’ll also look at and repair any problems with the attic ventilation and the flashing. If Aloha Construction makes any repairs, a 10-year craftsmanship warranty is issued to the homeowner to cover the project.

Repairing, Replacing and installing siding is another specialty of the company. Every homeowner knows siding can affect the value of a home, the home’s energy conservation and its beauty. The company is licensed to work with aluminum and vinyl siding, Hardee Board, fiber cement, brick face, stucco and wood, and Aloha Construction on Facebook.

When water is allowed to sit on and around your home, mildew and mold can form. When it is allowed to settle around your home’s base, ground erosion, wet crawlspaces and damp basements can be the result. Properly working downspouts and gutters can eliminate all of those negative things. Aloha Construction can install and repair gutter guards, elbows and miters as well as oversized or regular, K-Style Seamless Aluminum or Omni-Style gutters and have them functioning perfectly.

When you home is in need of repair, you naturally seek the aid of a good contractor. In the Zurich, Illinois area, Aloha Construction is the go-to-company. Seek them out is you need roof, siding or gutter and downspout repairs, and https://twitter.com/alohabuilds.

The American Institute of Architects is changing the way Architects Approach their Discipline

The American Institute of Architects (AIA), a professional organization has a focus on the world of architecture and architects. The group offers its members and interested parties public outreach in support of architecture, community redevelopment, government advocacy and education. The group also works with other architectural and engineering disciplines, along with building contractors to coordinate the building industry. Robert Ivy is the current Chief Executive Officer (CEO) of the organization. One of the most significant pieces of architecture is the Octagon House located in Washington, D.C. and built in 1880. It is owned by the AIA.

The organization was established in 1857 in New York City. The initial goal was to promote the scientific and practical perfection of the members and bring greater exposure to the group as well as enhance the standing of the profession. The founding group included 13 architects and the first order of business was to invite other prominent architects to join their ranks. Before the formation of the AIA an individual could claim to be an architect just by saying so. There were no governing rules or regulations for the profession or even formal education and licensing laws for the profession were non-existent.

The original name of the group was the New York Society of Architects. The name was later changed to the American Society of Architects. The AIA filed papers to incorporate and signed the first official AIA constitution. As the group developed the goals and mission, they amended their constitution to better fit the function of the group. In addition to New York, architects in other cities around the country were asked to join the AIA and by 1880, chapters were established in several cities including Washington, D.C., St. Louis, San Francisco, Philadelphia, Indianapolis, Cincinnati, Chicago, Boston, Baltimore and Albany.

With headquarters in Washington, D.C., the organization boasts more than 300 chapters. In the mid-1960’s the AIA held a design competition to choose an architect for a new headquarters building to be located in Washington, D.C. The group selected TAC (the Architects Collaborative) to redesign the building after the winning design was not approved by the US Commission of the Fine Arts. In 1973, the building was renamed to celebrate the 150 the anniversary of the organization.

Robert Ivy earned a Bachelor of Arts (BA) degree in English from Sewanee: The University of the South and a Masters of Architecture degree from Tulane University. He was a principal at Dean & Ivy and Dean/Dale, as well as a critic for many national publications in the architectural industry and fields influenced by architects. Robert Ivy also took on challenges with the Architectural Record, a prominent industry publication. Under his leadership, the publication won several journalistic awards.

Robert Ivy became the CEO and Executive Vice President of the AIA in 2011 and immediately began to bring greater recognition and prominence to the group. To date, his greatest accomplishments are to bring improved design making, more effective technical and digital technology to the group and award winning publications.

Learn more:https://www.dcjobs.com/employment-resources/bio/robert-ivy/724

 

US Health Advisors provides low-cost insurance cover to the American People

US Health Advisors is a legal company that serves as the distributing agency for the US Health Group. US Health Advisors has become a household name for providing value for money insurance products that suit the needs of their clients. US Health Group has been in existence for more than three decades, and they have a wealth of experience in offering tailored insurance policies for the American people. The company is headed by Troy McQuagge who serves as the president of the company. McQuagge has provided innovative and visionary leadership which has transformed US Health Group to become a premier Health and Life insurance for the American population.

US Health Group provides various types of insurance coverage through two big insurance companies in the US; The Freedom Life Insurance and the National Foundation Life Insurance companies. One of the guiding principles of US Health Advisors is ensuring that customers’ interests are given priority in every insurance product that they release to the market.


The strong point of US Health Advisors lies in the products that they offer. Their insurance policies are tailored for both employed and unemployed individuals. US Health Advisors offers insurance policies to employers who would want to offer insurance coverage to their employees. They also provide various insurance policies to self-employed people who would want take cover against unforeseen risks for themselves and their families.

The US Health Advisors distribute their products through a well-trained sales force who offer impeccable customer services. The company has set up a department that responds swiftly to the needs of the sales representatives who represent the company on the ground. Individual sales representatives have attractive salary packages which motivate them to provide the best support to their clients. Besides a fat monthly cheque, they also get other incentives and perks and a wide range of bonuses. Sales representatives who show consistency in their work qualify for extra incentives. US Health Advisors are among the top paid in the American Insurance industry.

The company closely monitors all their sales and customer support people to ensure they provide the highest quality of service to the clients, US Health Advisors’ mission is to help American people access to affordable insurance cover for themselves and their families. Learn more:https://www.crunchbase.com/organization/ushealth-advisors#/entity

 

USHEALTH Group: Better Healthcare, Better Solutions

When it comes to healthcare, everyone should have a choice because everyone’s needs are completely different. Unfortunately, most insurance plans doesn’t operate this way and would rather lock you into a policy that doesn’t suit your specific needs. Times have certainly changed and USHEALTH Group is providing the perfect solutions to handle your healthcare needs. First and foremost, this company has been around for five decades, and it’s a conglomerate of insurance providers. The great thing about these providers is that they are working in tandem with each other to come up with the best possible healthcare solutions.

There are over 2,000 agents that are qualified to get you, and your family setup as members of the program. Over 15,000 people have been served throughout the years and the numbers have been growing on a consistent basis. Once you become member, if you happen to feel like you need more coverage, you can certainly obtain more. Flexibility is something that this company thrives off, but the choice is always yours in the end. You and your family can finally receive the healthcare that you so dearly deserve. For those who suffer with a specified illness, you can certainly benefit here. Even people who suffer with disabilities can get the best of services for an affordable price. It’s a simple give and take solution without any of the underwriting.


Dental coverage, vision coverage, term life coverage, accident insurance, short-term accident disability income and critical illness are all covered. What more can you ask for? The company’s slogan, (H.O.P.E), actually has meaning behind its message, which is the acronym for helping other people everyday. There is a strong method to the madness in which USHEALTH Group lives by. All in all, if you’re seriously considering a change, USHEALTH Group can be the solution to your healthcare problems or lack there of. Check more:https://www.zocdoc.com/primary-care-doctors/us-health-group-974m

 

Is USHEALTH Group Setting The Tone For Modern Day Healthcare

Are you interested in receiving better healthcare service? Have you ever heard of USHEALTH Group? This is the 21st Century and in this day in age, people should have access to better healthcare options. Fortunately, there is one organization that is doing so, and it has created a stir within the healthcare industry. No longer will you have to spend a ton of money that you actually may not have. USHEALTH Group is redefining what quality healthcare coverage should be and this is why. With up to 50 years of experience, individuals will be backed by a legitimate provider who has displayed dedication, perseverance and passion. At this point in time, people can build healthcare security that goes the distance.

Affordability, flexibility and reliability are the tools of the trade and this Fort Worth-based organization has all of the intangibles and then some. Small business owners, self-employed individuals, employees of small businesses and families can all benefit from the advanced services. Thanks to being extremely flexible, one of the 2,000 agents will work exclusively with you. At this initial stage, you’ll be setup with the best plan that meets your budget. Can you name another similar organization that will go out of its way to do this? There are over 15,000 individuals who have been served by USHEALTH Group and that says a lot. Its social media accounts such as LinkedIn is buzzing with attention. The word is already out as well as the verdict.

If you suffer from a specified sickness, then you can definitely benefit. There are also plenty of disability and accident insurance plans to choose from. USHEALTH Group is all about serving the people, and its huge network of insurance companies work together to come up with the best possible solutions. In the end, what do you have to lose? On the other hand, there is so much more to gain. As the old saying goes, “an ounce of prevention is better than a pound a cure.” Check more: http://www.ushealthdirect.com/